Step 3 of debt recovery after the formal demand: a simplified, non-adversarial court procedure. Compare the 27 national procedures and generate the request to file at the competent court — automatic calculation of ECB+8% interest and the €40 fixed compensation.
Generate my requestNon-adversarial procedure in every EU country — the debtor is heard only if they object.
You complete the request (creditor, debtor, itemised claim, legal basis) and file it at the competent court of the debtor's domicile. Modest court fees (often 0 to 5% of the claim).
The judge reviews the request on the documents and issues the payment order (4 to 8 weeks). You serve the order on the debtor through a bailiff (huissier / Gerichtsvollzieher / sheriff).
The debtor has 15 to 30 days to object. Without objection the order becomes an enforceable title and allows attachment of bank accounts, salary or assets. With objection the case shifts to ordinary proceedings.
Data verified April 2026 — each country has transposed Directive 2011/7 into its national procedure.
For uncontested cross-border B2B or B2C debts, the European Order for Payment (Form A) is issued in roughly 30 days, available online via e-CODEX in 22 Member States. No cap on the amount, the defendant has 30 days to object, and the order is enforceable across the EU without exequatur.
Enter the case details — the request is drafted automatically and the penalties are calculated (ECB+8% interest + €40 fixed compensation).
No data is sent to a server — everything stays in your browser.
Fill in the fields to see your request.
Free 5-minute diagnostic: receivables audit, legal templates, reminder + payment-order calendar.
Generate my requestNo in almost every EU country for claims below certain thresholds (FR: no threshold at the commercial court, < €10,000 at the civil court; DE: no threshold for the Mahnverfahren; ES: no threshold for the proceso monitorio). Above those thresholds, a lawyer becomes mandatory in some jurisdictions. Check the limit applicable to the competent court.
From free to 5% of the claim depending on the country. Examples: FR payment order at the commercial court free, €35 at the civil court; DE Mahnverfahren 0.5% (min €36); ES monitorio free up to €2,000; IT decreto ingiuntivo scaled by amount. Costs are borne by the debtor when the order is enforced.
The case automatically shifts to ordinary proceedings (commercial or civil court depending on the country). The timeline extends to several months and the debate becomes adversarial. In practice this is rare: fewer than 15% of payment orders are contested because debtors know they will be ordered to pay costs.
The national payment order applies to domestic claims (creditor and debtor in the same Member State). The European Order for Payment (Regulation 1896/2006) applies to cross-border claims — it is obtained using Form A, takes around 30 days and is enforceable across the EU without exequatur. Choose based on the debtor's residence.
Mandatory exhibits: (i) the unpaid invoice; (ii) the purchase order, contract or evidence of performance; (iii) the formal demand and its receipt acknowledgement; (iv) a statement of calculated interest; (v) any other exchanges (emails, letters) proving the claim. The more complete the file, the faster the order is issued.