Gach rud faoin gcoras pinsean INPS d'oibrithe fein-fhostaaithe Iodalacha: ranniocaiochtai, gestioni, regime forfettario agus roghanna luathscoir.
Aois dlithiuil scoir
Rata Gestione Separata
Blianta iosta rannioicaiochtai
Pinsean iosta
Bainistionn INPS tri chiste ar leith d'oibrithe fein-fhostaaithe. Braitheann an riomh ar an gcoras contributivo, retributivo no misto.
Iocann gach catagoir isteach i gciste ar leith le rataai agus rialacha eagusula.
Do shaorlannsaithe gan cluidach eile: 26,23 %. Le cluidach eile: 24 %.
Do cheardaithe: thart ar 24 % ar ioncam suas le ~55,008 €.
Do thrachtadaithe: thart ar 24,48 % ar ioncam suas le ~55,008 €.
Comparaid rataai rannioicaiochtai pinsean san Iodail (sonrai 2024).
| Gestione | Rate | Income cap | Target |
|---|---|---|---|
| Gestione Separata | 26,23 % / 24 % | ~119.650 € | Freelance / Collaboratori |
| Gestione Artigiani | ~24 % | ~55.008 € | Artigiani |
| Gestione Commercianti | ~24,48 % | ~55.008 € | Commercianti |
Faigheann oibrithe fein-fhostaaithe i regime forfettario laghdui 35 % ar bhunus rannioicaiochtai INPS. Ar fail d'ioncam faoi bhun 85,000 €.
Cuirtear an laghdui i bhfeidhm go huathoibrioch ar iarratas chuig INPS.
Tugann an Iodail roghanna luathscoir:
Pensione anticipata ordinaria: ~42 bliain agus 10 mi (fir), ~41 bliain agus 10 mi (mna). Opzione donna: do mhna faoi choinniollacha. APE Sociale: o aois 63.
Laghdaionn an 35 % na rannioicaiochtai ach laghdaionn se cearta amach anseo freisin.
Is feidir le contributi volontari bearnaai a lionadh agus cunamh 20 bliain a bhaint amach.
Tugann fondi pensione integrativa buntaisti canach. Asbhaint suas le 5,164.57 € in aghaidh na bliana.
Usaid ionsamhlaitheoir oifigiuil INPS ("La mia pensione futura").
I Gestione Separata, 26,23 % gan cluidach eile agus 24 % le cluidach eile.
Laghdaionn se bunus rannioicaiochtai INPS 35 %.
Is feidir, tri pensione anticipata ordinaria, Opzione donna no APE Sociale.
Cinntionn integrazione al trattamento minimo thart ar 598 € sa mhi.
Braitheann se ar an treimhse: contributivo (o 1996), retributivo (roimh 1996) no misto.
Deanann ar AI anailuis ar do chas agus cruthaionn plean pearsantaithe i 5 noiamead.
Tosaigh anailuis →Gin plean gnolachta gairmiuil iomlan le hinntleacht shaorga.
Dreachtaigh reachta dlithiuil do chuideachta go huathoibrioch le IS.
Meastoigh inmharthanacht do thionscadail le anailisiocht IS pearsantaithe.