Sib għajnuniet tal-UE għall-ftuħ ta' negozju. Ħarsa ġenerali sħiħa lejn l-għajnuniet għall-ftuħ ta' negozju fis-27 pajjiż tal-UE. Our catalog references more than 3,000 active public schemes — subsidies, honor loans, social exemptions, mentoring, sector-specific calls — sourced from official national and EU databases.
EU public grants for business creation fall into five main families. Understanding this typology is the first step to ensure you don't miss several thousand euros in funding.
Non-repayable funds from regions, states or the EU (ERDF, ESF+, Horizon Europe). Strict conditions but amounts can reach hundreds of thousands of euros.
Initiative France, Réseau Entreprendre, BPI in France; KfW StartGeld in Germany; ENISA in Spain; Invitalia Resto al Sud in Italy. Unsecured zero-interest loans to strengthen equity.
ACRE in France (12-month URSSAF exemption), Gründungszuschuss in Germany, tarifa plana in Spain, R&D tax credits, Young Innovative Company status. Reduces startup costs.
NACRE in France, chamber programs (CCI/CMA equivalents) and European peers, public incubators, institutional mentoring. Often free or subsidized.
Innovation (French Tech, EXIST, NEOTEC), green transition, social economy, female entrepreneurship (Smart Start Fund Ireland), digital. Selective but high financial leverage.
An entrepreneurial project can stack grants at four administrative levels. The simulator cross-references them automatically to suggest optimized combinations.
Horizon Europe (R&D), COSME (SMEs), ERDF (regional), ESF+ (employment), European Innovation Council (EIC Accelerator).
Schemes managed by states or their agencies (BPI France, France Travail, URSSAF, KfW, Spanish ICO, Italian Invitalia, Portuguese IAPMEI).
Subsidies from French Régions, German Länder, Spanish Comunidades Autónomas, Italian Regioni, Polish voïvodies. Often sector-targeted.
Municipal, metropolitan and intermunicipal aids (third-place creation, subsidized premises, temporary CFE exemptions).
Each EU country has its flagship schemes. Our catalog references them with their criteria, average amounts and links to official forms.
Partial or full exemption of social contributions for 12 months for eligible founders/buyers.
60% capital payment of remaining unemployment benefits for unemployed founders.
Bundesagentur für Arbeit subsidy for unemployed founders (up to 15 months).
Foundation grant for innovative projects from academic environments (BMWK).
ENISA participatory loan up to €75,000 for entrepreneurs under 40.
Aid for founders in Southern Italy: 50% grant + 50% zero-interest loan.
Enterprise Ireland grant up to €250,000 for high-potential startups.
Blended financing (grant + equity) up to €17.5M for innovative deeptech.
All 27 EU member states plus EU-level programs (ERDF, ESF+, Horizon Europe, COSME, InvestEU) are covered, with daily refresh for France via the data.gouv.fr (DGE) feed.
Catalog verified 2026-06-16, daily refresh for France via data.gouv.fr (DGE).
Three common approaches to identify your grants. Here are the strengths and limits of each.
| Criterion | Manual research | Accountant | ChatGPT / Conversational AI | BoostPro IA — Simulator |
|---|---|---|---|---|
| Catalog coverage | 5-10 grants | 30-80 grants | 3-5 generic grants | aktar minn 3,000 |
| Amount reliability | ★★ | ★★★★ | ★★ (approximate) | ★★★★★ |
| Profile personalization | — | ★★★ | ★★ | ★★★★★ |
| Cost | Free (time lost) | 200-500 € | Free | 99 € (refunded if 0 grants) |
Our catalog references more than 3,000 active public schemes across the 27 EU countries, aggregated from official national sources (BPI, URSSAF, Aides Territoires in France; KfW, BAFA, CDTI, Invitalia, IAPMEI, RVO elsewhere) and EU-level programs (ERDF, ESF+, Horizon Europe). The catalog is refreshed daily for France via the data.gouv.fr (DGE) feed.
A subsidy is a non-repayable fund granted under conditions (Horizon Europe, ERDF, regional subsidies). An honor loan is a zero-interest unsecured loan without personal guarantee (Initiative France, Réseau Entreprendre, BPI). Both can be stacked on the same project. Our simulator calculates eligible combinations for your profile.
No. Most schemes (ACRE, NACRE, regional subsidies, honor loans, EU funds) target all founders — employees, students or job seekers. Some aids specifically target the unemployed (ARCE, German Gründungszuschuss) but represent a minority of the catalog.
Yes in the vast majority of cases, except explicit non-stacking rules (e.g., ACRE FR + ARCE FR are not stackable in the same period). Our simulator automatically applies stacking rules to produce a realistic total amount, without double counting.
Very variable depending on the scheme: social exemptions (ACRE) immediate effect, honor loans 2-3 months (committee review), regional subsidies 3-6 months, EU funds 6-12 months (Horizon Europe can reach 15 months). The BoostPro IA report specifies the average timeline for each identified scheme.
ChatGPT does not have an updated grant database indexed by eligibility criteria. It can mention 3-5 generic schemes with approximate or sometimes invented amounts. BoostPro IA cross-references your profile with more than 3,000 schemes sourced from official databases and applies real eligibility criteria. Cost: €99 refunded if no significant aid is detected.
In 8 minutes, the simulator cross-references your profile against more than 3,000 schemes and produces a PDF report with eligible amounts, conditions and next steps. €99 incl. VAT fully refunded if no grant ≥ €1,500 is detected.
Is-simulatur janalizza l-profil tiegħek (post, settur, daqs tal-kumpanija, proġett) permezz ta' kwestjonarju qasir. L-AI tagħna Nora tidentifika awtomatikament l-għajnuniet pubbliċi kollha li għalihom int intitolat: sussidji nazzjonali, għajnuna reġjonali, fondi Ewropej, eżenzjonijiet tat-taxxa u programmi settorjali. Jiġi ġġenerat rapport PDF dettaljat b'ammonti stmati u passi li għandhom jiġu segwiti.
Iva, is-simulatur ta' għajnuniet tal-UE huwa kompletament b'xejn: tikseb ir-riżultati tiegħek u sommarju PDF mingħajr ħlas u mingħajr karta ta' kreditu. Il-bini tad-dossier (formoli mimlija minn qabel + dokumenti) huwa servizz fakultattiv, offrut wara s-simulazzjoni u qatt obbligatorju — tista' wkoll tippreżenta l-applikazzjonijiet tiegħek inti stess mis-sommarju b'xejn. Is-simulaturi tal-għajnuniet għall-individwi (abitazzjoni, karozza, taħriġ) huma wkoll b'xejn.
Is-simulatur ikopri l-għajnuniet pubbliċi Ewropej kollha: sussidji diretti, self mingħajr imgħax, garanziji bankarji, krediti tat-taxxa, eżenzjonijiet minn ħlasijiet soċjali, għajnuna għall-impjieg, għajnuna għall-innovazzjoni, fondi FEŻR/FSE, għajnuna reġjonali u programmi settorjali. Aktar minn 3,000 programm huma referenzjati fid-database tagħna.
Iva, is-simulatur ikopri s-27 pajjiż kollha tal-Unjoni Ewropea. Jintegra għajnuniet nazzjonali speċifiċi, għajnuna reġjonali prinċipali u l-programmi Ewropej kollha (FEŻR, FSE, Orizzont Ewropa, COSME, InvestEU). Ir-riżultati huma adattati għall-pajjiż u l-post preċiż tiegħek.
Il-kwestjonarju jieħu madwar 5-10 minuti. Ir-riżultati preliminari jidhru minnufih. Ir-rapport PDF sħiħ jiġi ġġenerat fi ftit minuti.
Iva, fil-biċċa l-kbira tal-pajjiżi tal-UE l-eżenzjonijiet tat-taxxa għall-imprendituri (programmi Malta Enterprise f'Malta, ACRE fi Franza, Gründungszuschuss fil-Ġermanja, tarifa plana fi Spanja) u s-self ta' unur mingħajr interess (Malta Enterprise, BPI France Création, KfW StartGeld, ENISA fi Spanja, Invitalia Resto al Sud fl-Italja) huma indipendenti u kumulattivi. L-eżenzjoni tnaqqas il-kontribuzzjonijiet soċjali fl-ewwel 12-il xahar; is-self ta' unur jipprovdi kapital mingħajr interess li jingħadd bħala kontribuzzjoni personali għall-bank. Lever tipiku: 1 € self ta' unur jiftaħ 7-10 € finanzjament bankarju addizzjonali. Is-simulatur BoostPro AI jidentifika ż-żewġ programmi.
Dawn it-tliet kategoriji jkopru ħtiġijiet differenti. (1) Eżenzjonijiet tat-taxxa fuq kontribuzzjonijiet (Malta Enterprise f'Malta, ACRE fi Franza, programmi simili fi DE/ES/IT) inaqqsu l-kontribuzzjonijiet għal 12-il xahar. (2) Għajnuniet ta' kapitalizzazzjoni tal-qgħad (ARCE fi Franza, capitalización del paro fi Spanja, NASpI fl-Italja, Gründungszuschuss fil-Ġermanja) jippermettu lill-imprendituri qiegħda jikkonvertu l-benefiċċji li jifdal f'kapital tat-bidu. (3) Is-self ta' unur huma self mingħajr interess għall-fundatur, mogħtija minn netwerks nazzjonali (Malta Enterprise, Initiative France, KfW, ENISA, Invitalia). It-tlieta huma kumulattivi fil-biċċa l-kbira tal-pajjiżi tal-UE.
Il-forma legali tikkundizzjona l-eliġibbiltà għall-għajnuniet. Imprendituri individwali / freelancers jibbenefikaw minn programmi simplifikati: Malta Enterprise mikrokrediti, għajnuniet reġjonali b'limiti baxxi, reġimi simplifikati ta' kontribuzzjoni (negozju individwali MT, micro-entreprise FR, autónomo ES, Kleinunternehmer DE). Kumpaniji b'responsabbiltà limitata (Ltd., Plc, SAS, GmbH, SL, Srl) jiftħu bibien addizzjonali: self ta' unur akbar, kofinanzjament tal-kapital ta' riskju reġjonali, krediti tat-taxxa R&D (CIR FR, F&E-Zulage DE, deducción I+D+i ES), status ta' Intrapriża Żagħżugħa Innovattiva (JEI FR, JEI/JEC IT). Is-simulatur BoostPro AI jaqsam status × settur × pożizzjoni.
Is-self ta' unur huma self mingħajr interess mingħajr garanzija personali, mogħtija lill-fundatur. Netwerks ewlenin tal-UE: Malta Enterprise (Malta, sa €100,000), BPI France Création u Initiative France (Franza, 220 pjattaformi lokali), KfW StartGeld (il-Ġermanja), ENISA Empresas Jóvenes (Spanja), Invitalia Resto al Sud (l-Italja). Proċess: (1) ibbukkja laqgħa mal-pjattaforma lokali, (2) tibni dossier (pjan tan-negozju + tbassir finanzjarju + forma legali), (3) tippreżenta lill-kumitat ta' validazzjoni, (4) tiffirma l-ftehim. Ammonti: €3,000 sa €50,000 skont in-netwerk u l-profil. Żmien medju: 6 sa 12-il ġimgħa. Is-self ta' unur jingħadd bħala kontribuzzjoni personali għall-bank.
Diversi programmi huma mmirati speċifikament lejn startups immexxija minn nisa. Malta: programmi Malta Enterprise b'komponenti femminili. Franza: Garantie ÉGALITÉ Femmes (France Active, tkopri sa 80 % ta' self bankarju taħt €50,000), korsiji ta' self ta' unur dedikati għan-nisa (Wilco, Force Femmes, netwerk ta' inkubaturi Les Premières). Il-Ġermanja: EXIST-Women, netwerk Frauen unternehmen. Spanja: ENISA Línea Mujeres Empresarias. L-Italja: Imprenditoria Femminile (Invitalia, sa €80,000 sussidju + €120,000 self). Livell UE: pjattaforma WEgate tal-Kummissjoni Ewropea, fond EIF Women in Entrepreneurship.
L-iskadenzi jvarjaw b'mod sinifikanti skont il-programm. Eżenzjonijiet tat-taxxa għall-imprendituri (ACRE/Gründungszuschuss/Malta Enterprise): kważi awtomatiċi, approvazzjoni taċita fi żmien 30 ġurnata mir-reġistrazzjoni. Self ta' unur: 6 sa 12-il ġimgħa. Sussidji reġjonali: 2 sa 6 xhur skont il-Kunsill Reġjonali / Land / Comunidad Autónoma. Fondi UE FEŻR: 6 sa 18-il xahar (sejħiet ta' proġetti b'skadenzi). Krediti tat-taxxa R&D (CIR/CII/F&E-Zulage): annwalment permezz tad-dikjarazzjoni tat-taxxa. Is-simulatur BoostPro AI jipprovdi l-ordni kronoloġika rrakkomandata.
Il-biċċa l-kbira tal-għajnuniet tat-tnedija huma kumulattivi, iżda b'regoli preċiżi ta' stacking. (1) L-għajnuniet de minimis (sussidji limitati għal €300,000 għal kull kumpanija fuq 3 snin rolling) jaqsmu limitu Ewropew komuni għal kull benefiċjarju. (2) Xi programmi jeskludu lil xulxin (eż. kapitalizzazzjoni tal-qgħad vs. żamma mensili). (3) Il-fondi tal-UE ħafna drabi jeskludu l-kofinanzjament minn fondi UE oħra għall-istess investiment. Madankollu, eżenzjoni tat-taxxa + self ta' unur + sussidju reġjonali + kreditu tat-taxxa R&D huma kumulattivi mingħajr problemi. Is-simulatur BoostPro AI jidentifika awtomatikament l-inkompatibbiltajiet.
Iva, apparti mill-analiżi tal-eliġibilita, BoostPro AI dalwaqt se joffri servizz komplut ta' preparazzjoni tal-fajl: formoli mimlija minn qabel, dokumenti ta' appoġġ elenkati u esportazzjoni ZIP lesta ghall-preżentazzjoni. Dan is-servizz se jkun disponibbli dalwaqt bhala għażla.